Thursday, September 17, 2009

Good morning!  Wow, next Tuesday is the first day of Fall.  Where did the summer go?

Getting the best price on a gallon of gas isn’t the only way to save big at the pump. Don’t ignore the check engine light. According to the Automobile Association of America (AAA), an out-of-sync car can consume 3%-8% more gas than a well-maintained vehicle, which adds up to hundreds of dollars in extra fuel over the years. Make sure your ride has inflated tires, clean oil, good spark plugs, and a clean air filter. And don’t lug around unnecessary baggage in your car; the extra weight actually eats up gas.

You should also use the Internet to find the cheapest gas in your neighborhood. Web sites such as GasBuddy.com and GasPriceWatch.com keep track of gas prices in a number of cities.


Feel like you’re being taken for a ride by your car repair place? Look to the next generation of mechanics for help. Some colleges and vocational schools have on-site auto repair shops open to the public. While you still have to pay for parts, you’ll get a huge deal on labor costs. Students are guided by an instructor who supervises every step. (See related article: 10Money MistakesWomen Make).

Cosmetics

Not ready to go fresh-faced just to save a few bucks? Relax: A girl can have her lipstick and wear it, too:
“Gift with purchase” is your friend. There’s no need to forgo the products you like, but do buy them wisely. Wait until there’s a special offer with your cosmetics/skin care line, then stock up. Gifts with purchase allow you the opportunity to sample new products for free while spending the same money you usually would. You can also get samples from product lines with their own freestanding stores, such as M.A.C. and Aveda.

Invest in a makeup lesson from an artist at a reputable salon. You’ll earn back the money the next time you do your own makeup for an event. Plus, you’ll learn about the right cosmetics – and the right way to use them – which will prevent a drawer stuffed with barely used, rejected make.
Are You A Money Diva?

Taking charge of your own finances is the first step in building true wealth - the kind that gives you confidence, freedom and strength as a woman. Is your personal money management leading you toward financial freedom?


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Bible verse for the day:  For it is by grace you have been saved, through faith----and this not from yourselves, it is the gift of God, not by works, so that no one can boast..   Ephesians 2:8

Have a great day!

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